An ageing remediation backlog is creating regulatory pressure across the life portfolios, and the programme needs investigators who can restore file integrity fast. As TEAM Compliance Remidiation Plan - Junior KYC Analyst you will apply your KYC/AML knowledge and strong analytical and investigative skills, bringing meticulous attention to detail to close gaps and escalate genuine risks.
The Mission
This remediation programme targets both group life and individual life client files, aiming to bring customer records into full compliance with AML and CTF standards. The work combines periodic recertification and event-driven reviews, managed through case management tools and screening databases to process a high-volume queue.
You will own an assigned portfolio of client records, conducting KYC checks, verifying identity and beneficial ownership documentation and preparing escalation packages for the Compliance team. This role supports the periodic recertification of client files and will be measured against KPIs to reduce the outstanding remediation queue and improve audit readiness.
Your Responsibilities
- Own end-to-end KYC reviews for an assigned segment of group and individual life clients, restoring file completeness to regulatory standards and closing remediation gaps.
- Execute risk assessments and apply appropriate risk classifications that prioritise cases for enhanced due diligence and escalation.
- Collect, verify and reconcile identity documents, corporate records and beneficial ownership information to support defensible compliance decisions.
- Perform enhanced due diligence on high-risk customers, including PEPs, sanctions exposure and complex ownership structures, producing clear written rationale for escalations.
- Screen customers against sanctions lists, PEP databases and adverse media, resolve false positives and refine screening outcomes.
- Document decisions and case outcomes in the case management system to meet KPIs and ensure audit-ready evidence for Compliance.
Your Profile
Essential Skills
- 1 to 3 years experience in KYC, AML, compliance or customer due diligence, ideally with exposure to life insurance files.
- Solid knowledge of AML legal requirements and customer due diligence processes, able to apply rules consistently under time pressure.
- Strong analytical and investigative skills, able to identify complex ownership structures and hidden links between parties.
- Meticulous attention to detail and accuracy, delivering quality work while meeting throughput KPIs.
- Clear written and verbal communication, able to produce concise escalation reports and supporting evidence for Compliance.
- Critical thinking and solution orientation, comfortable making reasoned decisions and escalating when necessary.
- Familiarity with screening tools such as World-Check, Finscan or Comply Advantage is an advantage.
Education
- Bachelor degree in Finance, Law, Business, Compliance or equivalent professional experience.